AIO Understands the Borrower, Not Just the Document.
From Fragmented Data to Package Intelligence

Operating Agreements

EIN/TIN
Documents

Utility Bills

W2, W9
K1

1040
A,B,C,E,SE

Profit
& Loss

Bank Statements

Article of
Incorporation

IDs

1120S
1099

Financial
Statements

Pay Stubs

Operating Agreements

1040S A,B,C,E,SE

EIN/TIN

Ownership

W2, W9, K1

Profit & Loss

Bank
Statements

1120
1099

AML/PEP

Photo ID

Pay stubs

Balance
Sheet

Assets

EIN/TIN

KYB

Titles

Company type

Profit

Balance

Name & Adresses

AML/PEP

Directors

Owners

Revenue

Financial verification solutions designed for the digital era.

Digital Portal

Lenders use AIO to complete document checklists enabling a smooth, transparent, frictionless experience for borrowers.

Intelligent API

FinTechs and Lenders use AIO’s API to instantly validate and extract data from documents to avoid frustration in the lending experience.

Brokers and Agents

Use AIO to create complete loan application packages and submit them instantly to their providers.

Key Features

Holistic Document Auditing.
‍Our engine cross-checks data across your entire financial package to ensure 100% consistency from the first page to the last.

Upstream Compliance Verification.
We bring compliance validation to the start of your workflow.

Significant Risk Mitigation. Eliminate the "human-error gap".

Intelligent Package Sorting.
Upload a messy stack of documents and watch them instantly self-organize. Our AI understands document relationships, not just labels.

Unified Transparency Portals. Maintain a "single source of truth" with shared checklists that keep brokers and clients aligned, reducing the back-and-forth and building trust through visibility.

Instant Precision Auto-Fill.
Move data directly from verified documents into forms with zero manual typing, ensuring that what was checked in the audit is exactly what ends up in the filing.

Unleash the power of AI.
Overcome business obstacles.

AIO's AI powered lending platform works differently.

Bridging the Integrity Gap in Commercial Lending AIO is the first platform dedicated to Automated Collateral Integrity. We replace the high-risk, manual "Excel scrubbing" process with an intelligent engine that captures, normalizes, and verifies the entire borrower document package in seconds.
‍
‍Beyond Extraction: Multi-Dimensional Verification While traditional tools simply "read" text, AIO understands the financial relationship. Our unique architecture performs real-time triangulation across Tax, Financial Statements, AR/AP Aging, and Bank Data to ensure 99% accuracy and absolute data consistency. We don't just move data; we verify its integrity before it ever touches your core systems.

‍Zero Friction, Total Control AIO removes the administrative burden of "email chasing" through automated borrower nudges and self-healing data collection. By allowing borrowers to maintain control of their data on their own secure storage, we provide the most private, secure, and friction-free method for financial institutions to unlock the truth hidden in documents. Turn Fragmented Data into Actionable Intelligence. Fund with Confidence.

Turn Complex Borrowers into High-Confidence Portfolios with AIO

Capture

Real-time Feedback Document Classification
AIO Capture sends smart checklists of required documents to the borrower and broker. It reads, splits, and classifies the uploaded documents in real time, providing immediate feedback to the borrower regarding the quality, completeness, and accuracy of the submitted document set.

Validate

Efficient and Accurate Data Validation:
AIO Validate reduces manual work time by up to 67% by leveraging ABL industry knowledge for data checks and cross-references. The system constructs and organizes data, identifies errors and potential fraud, and automates the entire data validation and verification process.

Analyze

Quick Data Analysis for Decision Support:
AIO Analyze leverages the validated data to analyze loan requests and complete loan dossiers, providing fast screening and decision-support for underwriting. It includes key ratios, indicators, entity relationships, and insights. The intuitive interface allows for ad-hoc addition of ratios, formulas, and new information requests.

Monitor

Streamlines loan portfolio servicing with automated ticklers, reminders, customizable checklists, and compliance reporting.

Shlomi Turgeman

General Manager,
BTB

״Our commercial clients come to us because we're digital-first which provides speed, privacy, and security. AIO helps with a simple, frictionless experience.״

Deedra Howes

Director, Commercial Lending Ops,
FirstTech

“Productivity improved 25% as a result of the AIO solution that helped our team decrease 45 hours approximately from application to approval step in our commercial lending process.”

Rod Boothby

Global Head of Identity,
Santander

“We need an AI technology we can trust that can gather Clients financial data for us in a normalized secure manner. AIO has the solution for that.”

Although we come from diverse backgrounds and industries, we all had a shared frustration regarding how customer data was collected and verified.

Customer data is constantly in flux, often collected without true consent and handled without care. To validate customer profiles, we used to rely on purchasing static and unreliable self-reported or second and third-party data, which fail to tell an updated and comprehensive picture even as multiple feeds are pieced together.

With that in mind, we set out to design a better system by reimagining how people's financial identities are built, shared, maintained, and verified. Today, AIO's solution creates a seamless process for financial institutions by enabling them to untangle even the most complex business entities while giving businesses complete control over the data they share.

Get A Demo

AIO: Trust the Data. Fund the Deal.

The problem:

80%

of application have an incorrect document

Speed & efficiency

50%

Increase in productivity.

AIO Understands the Borrower, Not Just the Document.From Fragmented Data to Package Intelligence

Financial verification solutions designed for the digital era.

Digital Portal

Intelligent API

Brokers and Agents

Digitally obtain and verify what lenders need to underwrite loans quicker.

Instant businesses verification and validation. Cross-checked against internal and external data

Quicker underwriting via automated reading and verification of financial documents.

Key Features

Holistic Document Auditing. ‍Our engine cross-checks data across your entire financial package to ensure 100% consistency from the first page to the last.

Upstream Compliance Verification. We bring compliance validation to the start of your workflow.

Significant Risk Mitigation. Eliminate the "human-error gap".

Intelligent Package Sorting. Upload a messy stack of documents and watch them instantly self-organize. Our AI understands document relationships, not just labels.

Unified Transparency Portals. Maintain a "single source of truth" with shared checklists that keep brokers and clients aligned, reducing the back-and-forth and building trust through visibility.

Instant Precision Auto-Fill. Move data directly from verified documents into forms with zero manual typing, ensuring that what was checked in the audit is exactly what ends up in the filing.

Unleash the power of AI. Overcome business obstacles.

AIO's AI powered lending platform works differently.

Turn Complex Borrowers into High-Confidence Portfolios with AIO

Capture

Validate

Analyze

Monitor

Shlomi Turgeman

״Our commercial clients come to us because we're digital-first which provides speed, privacy, and security. AIO helps with a simple, frictionless experience.״

Deedra Howes

“Productivity improved 25% as a result of the AIO solution that helped our team decrease 45 hours approximately from application to approval step in our commercial lending process.”

Rod Boothby

“We need an AI technology we can trust that can gather Clients financial data for us in a normalized secure manner. AIO has the solution for that.”

Although we come from diverse backgrounds and industries, we all had a shared frustration regarding how customer data was collected and verified.

Schedule your personal demo

Thank You!

AIO Understands the Borrower, Not Just the Document.
From Fragmented Data to Package Intelligence

Holistic Document Auditing.
‍Our engine cross-checks data across your entire financial package to ensure 100% consistency from the first page to the last.

Upstream Compliance Verification.
We bring compliance validation to the start of your workflow.

Intelligent Package Sorting.
Upload a messy stack of documents and watch them instantly self-organize. Our AI understands document relationships, not just labels.

Instant Precision Auto-Fill.
Move data directly from verified documents into forms with zero manual typing, ensuring that what was checked in the audit is exactly what ends up in the filing.

Unleash the power of AI.
Overcome business obstacles.